219 21 Kalmia St

San Diego, CA 92101

Rare opportunity to own a historic Mills Act property in the heart of Bankers Hill. Located just moments from Balboa Park, Little Italy, Downtown San Diego, and the waterfront, this charming multi-unit property combines timeless architectural character with thoughtful modern improvements, along with significant property tax savings through Mills Act designation. In addition to its residential income potential, the property benefits from mixed-use zoning, offering flexibility for a variety of residential, commercial, or live-work opportunities. It has been meticulously maintained and upgraded, including seismic retrofitting and foundation improvements, updated sewer and drainage systems, historically compliant automated garage doors, roof maintenance, and numerous exterior enhancements that support long-term value and functionality. The property also offers two garage spaces and two driveway parking spaces. Perfect as an owner-occupant setup—living in one unit and renting the other—an investment property, or a mixed-use asset, this distinctive piece of San Diego history is well cared for and offers a unique combination of character, flexibility, and location in one of San Diego’s most desirable urban neighborhoods.

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